Are you a carpenter, blacksmith, tailor, or artisan struggling with money to grow your work? The Indian government has launched a new scheme called PM Vishwakarma Yojana 2025, which provides financial support of up to ₹15,000 to traditional workers and craftsmen across India.
This scheme is part of the government’s mission to promote self-employment and revive traditional Indian skills.
In this article, you’ll learn how to apply online, who is eligible, what benefits you’ll get, and what documents are required.
What Is Vishwakarma Yojana 2025?
PM Vishwakarma Yojana is a Central Government scheme launched to provide loans, skill training, and toolkits to people working in traditional jobs or crafts.
It is specially designed for backward classes, lower-income groups, and artisans who do not get help from banks easily.
Key Features of the Scheme
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Loan Amount: ₹15,000 interest-free toolkit loan
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Additional Loan: Up to ₹1,00,000 at 5 percent interest (for scaling work)
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Training Support: Free 5 to 10-day skill development workshop
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Stipend: ₹500 per day during training period
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Toolkit Incentive: ₹15,000 credited directly to bank account
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Digital Support: Free onboarding on e-commerce and digital platforms
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Target Beneficiaries: 30 lakh Vishwakarma workers by 2025
Who Can Apply for Vishwakarma Yojana?
The scheme is available for artisans and craftsmen working with their hands and tools in traditional trades. Some eligible categories include:
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Carpenters (बढ़ई)
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Blacksmiths (लोहार)
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Goldsmiths (सोनार)
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Tailors (दर्ज़ी)
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Masons (राज मिस्त्री)
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Potters (कुम्हार)
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Barbers (नाई)
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Washermen (धोबी)
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Cobblers (मोची)
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Basket makers and toy makers
Eligibility Criteria:
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Age above 18 years
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Belong to a traditional artisan family
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Should not be a government employee or tax payer
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Aadhaar linked with mobile number and bank account
Benefits of Vishwakarma Yojana
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No collateral needed for ₹15,000 loan
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Support to buy tools and materials
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Get listed on government e-marketplace (GeM)
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Chance to sell products online
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Certificate after skill training
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Promotes Make in India and Atmanirbhar Bharat mission
How to Apply Online for Vishwakarma Yojana
Follow these simple steps:
Step 1: Visit the official portal
Go to https://pmvishwakarma.gov.in
Step 2: Click on “Apply Online”
Use Aadhaar-linked mobile number for registration
Step 3: Fill in basic details
Provide your name, address, skill category, Aadhaar, and bank account
Step 4: Upload documents
Upload Aadhaar card, recent photo, artisan proof, and bank passbook
Step 5: Submit and wait for verification
Your local authority or nodal officer will verify and approve your application
Documents Required
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Aadhaar Card
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Mobile number linked with Aadhaar
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Bank Passbook with account number
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Artisan or trade certificate (if any)
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Passport-size photo
When Will You Get the ₹15,000 Toolkit Loan?
Once your application is approved and verified:
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₹15,000 is directly credited to your bank account for buying tools
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If you take skill training, you’ll receive ₹500 per day as stipend
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After training, you become eligible for a second loan of ₹1 lakh at low interest