Investing in mutual funds no longer means high risk or market confusion. In 2025, many Indians are choosing low-risk mutual funds for stable long-term returns. These funds focus on capital protection with steady growth, making them perfect for first-time investors and middle-class families. Here are the top 5 low-risk mutual funds for long-term investment in … Read more
Gold is not just jewellery in India it’s a trusted wealth builder. And in 2025, you don’t need to visit a jeweller to buy gold. Thanks to digital gold investment platforms, you can now invest in pure gold online starting at just ₹10. This guide explains how to safely invest in gold online, which apps … Read more
Planning for retirement and saving taxes is a top priority for every middle-class Indian. But with so many government-backed schemes and bank options, it’s hard to choose the right one. Should you invest in a Public Provident Fund (PPF), a Fixed Deposit (FD), or the National Pension System (NPS)? In this article, we’ll compare PPF, … Read more
Want to invest but feel like you don’t have enough money? Good news – you don’t need thousands of rupees to start your investment journey. In 2025, you can begin a Systematic Investment Plan (SIP) with as little as ₹100 per month and take your first step toward financial freedom. This guide will explain everything … Read more
Saving money is not just a habit, it’s a necessity for every middle-class Indian family. In 2025, the Government of India continues to offer safe, high-return, and tax-saving investment options that can help you build wealth without taking big risks. Whether you are planning for your child’s education, retirement, or just want monthly income, these … Read more
In India, getting a personal loan usually requires a good CIBIL score. But what if you are a student, freelancer, or first-time borrower with no credit history? Don’t worry – in 2025, several trusted loan apps offer personal loans without checking your CIBIL score. These apps use alternative credit models, like mobile usage, bank transactions, … Read more
Managing money in 2025 is not just about earning more, it’s about spending smartly. With rising living costs, students, salaried workers, and even homemakers are turning to mobile apps to save on groceries, shopping, recharges, and daily expenses. Luckily, there are several Indian apps that can help you track, plan, and save money automatically. In … Read more
Managing money as a student is often challenging. Limited allowance, rising expenses, and the need for financial independence make it essential to have a student-friendly bank account. The good news is that many top Indian banks offer zero balance savings accounts with no minimum balance requirement, free ATM cards, mobile banking, and easy access. In … Read more
Saving 10000 rupees every month while earning just 15000 to 20000 rupees may sound unrealistic, but it’s entirely possible with the right mindset, planning, and budgeting strategy. Many Indians have successfully adopted smart money habits that help them control expenses and grow savings even on a tight budget. In this article, we will show you … Read more
In 2025, credit cards have become a common tool in every Indian household. From college students to salaried professionals, credit cards are easy to get, offer instant credit, and come with cashback and reward benefits. But if not used properly, a credit card can quickly turn into a debt trap. In this article, we will … Read more