Google Pay has become one of the most popular digital payment apps in India. While most people use it to send money, recharge, or pay bills, very few know that you can also earn real cash rewards through scratch cards – and some smart users are making up to ₹500 daily using these tricks.
In this article, you will learn how to use Google Pay legally and smartly to maximize your scratch card rewards and grow your daily earnings without any hacks or fake methods.
What Are Google Pay Scratch Cards?
Whenever you make a payment using the Google Pay app, you may receive a scratch card as a reward. These cards can contain:
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Cashback ranging from ₹1 to ₹1000
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Discount coupons for recharges or shopping
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Promotional offers like “win a gold coin”
The scratch cards are random but are based on how and when you use the app.
How to Earn Scratch Cards from Google Pay
Google Pay offers scratch cards for:
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Sending money to friends or family
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Paying bills like electricity, DTH, or gas
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Mobile and broadband recharges
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Buying train, bus, or movie tickets
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Playing in-app games and referrals
Each of these actions can help you earn 1 to 3 scratch cards per day, depending on the offer.
Real Trick to Earn ₹500 Daily from Google Pay Scratch Cards
Let’s break down the step-by-step method that many smart users are using in 2025:
1. Use the “Invite & Earn” Feature
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Go to the “Invite Friends” section in the app
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Share your referral link with new users
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When someone signs up and does their first payment of ₹150 or more, you get ₹201–₹251 instantly
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Invite 2 to 3 friends per day and earn ₹400 to ₹600 easily
Pro Tip: Use Telegram or WhatsApp groups to share your link with people looking to install Google Pay
2. Do Small Transfers to Family or Friends Daily
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Send ₹100 or more to 3–5 different Google Pay users
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Use different contacts daily
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Avoid repeated transfers to same number to increase chance of new rewards
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Keep track of scratch card limits (max 5 per week per user)
3. Pay Utility Bills with Google Pay
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Pay bills like electricity, gas, DTH, FASTag, etc.
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Each bill payment of ₹100+ can get you a scratch card
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Monthly bills = monthly scratch cards with good cashback
4. Use Google Pay Offers Section Daily
In the app:
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Tap on “Offers” tab
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Complete the listed tasks like “pay to a new contact” or “recharge your number”
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These tasks are updated weekly and come with guaranteed cashback
5. Recharge for Others
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Recharge phone numbers of family, friends, or neighbors
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Do ₹199 or more to get high-value scratch cards
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Offer a ₹10–₹15 discount to them and keep the cashback
6. Use Google Pay in Local Shops
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Pay at merchant QR codes (Kirana stores, petrol pumps, medical stores)
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Scan UPI QR and pay ₹50 or more
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Most shop payments come with higher cashback chances than personal transfers
Sample Earning Breakdown
Task | Approx Cashback |
---|---|
Invite 2 Friends Daily | ₹402 (₹201 x 2) |
Send Money to 3 New Contacts | ₹30–₹60 |
Pay 2 Utility Bills | ₹20–₹50 |
Recharge a Mobile Number | ₹10–₹25 |
Pay at Local Shop (1 transaction) | ₹15–₹30 |
Total Daily Earning Estimate | ₹500+ Possible |
Important Rules to Follow
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Always use the latest version of Google Pay
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Scratch card values are random and change based on usage
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You can only win up to ₹9000 cashback per financial year
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Avoid using multiple accounts from same phone – can lead to block
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All rewards go to your linked bank account directly