UPI has already transformed the way India transacts — but for small, everyday payments like tea stalls, snacks, and local bus fares, a lighter and faster version now exists: UPI Lite. Launched by NPCI and backed by RBI, UPI Lite is a secure and offline-friendly payment option designed for quick transactions under ₹500 without needing … Read more
If you’re a trader, investor, or finance student looking for a reliable laptop under ₹30,000, you need something that’s fast, durable, supports Excel-heavy work, and can handle web tools like TradingView, Kite, or Upstox smoothly. In this article, we’ve handpicked the Top 5 Budget Finance Laptops under ₹30,000 that are perfect for stock trading, basic … Read more
Do you want to pay on international websites like Amazon US, Netflix, Canva, or ChatGPT but don’t have an international debit or credit card? The solution is simple — create a free virtual debit card that supports international transactions. In this guide, you’ll learn how to create a virtual international card for free, which apps … Read more
The Reserve Bank of India (RBI) has introduced a major upgrade in India’s digital payment ecosystem — UPI Credit on RuPay Credit Cards. This means you can now use your RuPay credit card just like a UPI-linked bank account to make QR code payments across India. It’s a game-changer for credit card users, small merchants, … Read more
Digital payments in India have seen massive growth, and UPI (Unified Payments Interface) is now the most widely used method to send and receive money instantly. Whether you’re paying bills, scanning QR codes, or sending money to a friend, UPI apps make transactions seamless. In 2025, the competition between Google Pay, PhonePe, and Paytm continues … Read more
Linking your PAN (Permanent Account Number) with Aadhaar is mandatory for filing income tax returns, opening bank accounts, and performing various financial transactions in India. If your PAN is not linked to Aadhaar, it can become inoperative — which may lead to penalties or rejections in official processes. Here’s a simple step-by-step guide to check … Read more
LIC’s Bima Jyoti Plan is one of the most trusted guaranteed return insurance policies in India. For those looking to build a secure financial future with zero risk, this plan offers fixed returns along with life cover — making it ideal for middle-class families, salaried individuals, and long-term savers in 2025. In this guide, we … Read more
Paying taxes is important, but paying more than necessary is not. If you are a salaried employee, business owner, or professional in India, Section 80C of the Income Tax Act can help you save up to ₹1.5 lakh in taxes every year – legally. In this guide, we explain what Section 80C is, how it … Read more
Health emergencies never come with a warning, and medical bills in India are rising faster than ever. But many people still avoid buying health insurance due to high premiums. The good news is that in 2025, several trusted insurance providers in India are offering health insurance plans for under ₹500 per month — making quality … Read more
Filing Income Tax Returns (ITR) online has become easier than ever in India. Whether you’re a salaried employee, freelancer, or small business owner, you can now file your ITR from home without paying a chartered accountant. In this guide, we’ll walk you through the complete process to file your ITR for the Financial Year 2024-25, … Read more